Essential First Steps in Filing Roof Repair Insurance Claims
By Stacy MelleteHurricanes are common in Florida, particularly during fall. Luckily, most modern roofing systems are designed to withstand hurricane winds and heavy downpours with little or no lasting effect.
Occasionally, however, some homes might find their roofs have some serious storm damage as soon as the skies clear. For these situations, it’s always a good idea to have homeowner’s insurance to cover repairs or replacement.
The process of filing an insurance claim for a storm-damaged roof can be a little confusing, especially for homeowners who are doing it the first time.
Let our experienced local roofing contractors at Affordable Roofing Systems walk you through the process and help you get your roof back in top condition.
Make Sure the Coast Is Clear
It’s tempting to go outside to check your roof yourself after you call your roofing contractor for storm damage restoration. However, don’t do so unless the authorities have given your area the all-clear. Wait for the storm to pass before you check on your roof to minimize any risk of accidents or injuries.
Check Your Policy
Double-check your insurance coverage for storm damage even before you start your policy. Some providers might not cover hurricane damage depending on certain conditions. It’s best to clear this up with your provider immediately at the start of your coverage.
Call Your Local Roofer
The days following a storm can be a busy time for your local residential and metal roofing company. Make sure you schedule a full inspection as soon as the weather calms down to determine the extent of the damage on your roof.
Document Everything
As soon as the skies clear up, give your exteriors a quick walkthrough and check for any visible damage. Don’t forget to take photographs of any of the effects left behind by the storm. This documentation can help you when filing a claim for roof repairs or replacement.
At Affordable Roofing Systems, we’re more than happy to help you with your storm damage insurance claims every step of the way.
Give us a call at (813) 542-8462 or fill out our contact form to schedule a consultation and request a free estimate today. We serve homeowners in Tampa and St. Petersburg, as well as other nearby FL communities.